Category: Miami

Should You Get Flood Insurance If You Live In Miami?

Considering Miami’s location and the location of Florida in general, flood insurance is definitely a good idea. Florida is a peninsula, which means it is surrounded by water on three sides. The northern part of Florida is the only section that isn’t surrounded by water, and Miami is all the way down south. The list of reasons why you want flood insurance if you live in Miami continues.

The fact that Florida is a slender peninsula even puts the northern part of the state in jeopardy. You might as well call Florida an island, but of course, it is technically a peninsula. Florida is a great state in which to live and vacation. Yet if you are a homeowner there, flood insurance is a must. You don’t want to lose your house and home because of a flood emergency.

In the event of a flood, the insurance would cover you. Granted, you also need to know the terms and conditions of your insurance policy. Choosing the best insurance provider and the right coverage is certainly important. While your insurance provider will certainly answer questions, you can also get a good idea of what to do by talking to other homeowners in your area.  Homeowners insurance does not include flood damage insurance in Florida most likely because of the fact that it is a flood-prone environment and they want you to pay premiums for it! Go figure…

Each part of Florida is different, and Miami is down south. Enough hurricanes come that way for people that live there to know that insurance is necessary. Flood insurance is, of course, separate from regular insurance. You will need to be sure that you have adequate insurance so that you know what to expect if a disaster occurs.

It’s not like you expect something to happen. You just want to be prepared. Miami property values are in the clouds, and you don’t play around with that type of money. In fact, you don’t play around with any type of money. Get your flood insurance from a reputable company and protect yourself from the possible dangers of floods and not being covered. Having a flood is not the end of the problem…water damage from a flood leaves lasting issues on flooring, walls and more. After water damage, if it is not fully taken care of, it can lead to mold which is an even bigger issue than water damage; this is because mold can lead to health issues as well as structural damage in your home. It spreads easily, is often unnoticeable and can cause serious harm if not taken care of. This is why it’s always important to fully take care of the problems a hand so it doesn’t lead to bigger issues down the line. Mold removal can be costly if you don’t have insurance as well…a mold remediation job can easily cost $10,000+! So make sure you are covered with insurance to avoid paying out of pocket.

Tips On How To Have A Successful Fundraiser in Miami

miami florida fundraiser

If you’re thinking about having a fundraiser to help support a particular cancer patient, or simply to raise awareness about a particular type of cancer, then be sure to continue reading. There are many things you can do to have a successful fundraising event, but there are a few issues that can occur. So, we will now look at our top tips to ensure you have a flawless fundraiser.

If you’re doing a fundraiser for a particular cancer patient, you absolutely need to get their permission to do so. Once the cancer patient agrees to the fundraiser, you need to ensure that the bulk of the work and actual fundraising activity does not fall on him or her. Their job is solely to get better, and you should make sure they don’t have to do much, if anything at all.

Next, you need to organize a team since the more people that are involved, the more work you can get done. You should ask the person’s family and friends since they are more likely to want to help and be involved in the fundraiser. It’s also a great idea to get the kids involved since it will teach them how to be of service and how to become more charitable. There are many groups in Miami that will assist in raising money and contacting companies in the area willing to support a local cause. We are long time creators of fundraisers for those in need, but we could never do it without our sponsors. Getting in touch with local businesses may end in ways you would never think. There are many generous people in our community with thriving businesses willing to participate in a fundraiser and even sponsor the event.

You should also think creatively in order to have a successful fundraiser. You don’t need to do the typical fundraiser ideas such as a BBQ or bake sale. If you’re a talented singer or know talented singers, you can host a concert and then charge admission. You can also organize a dance, a kids event, a sports day and much more. Your imagination is your only limitation and you should try to come up with ideas that people in the community would enjoy. A great idea for a Miami fundraiser would be a day at the beach with sports, games, food and activities for families to enjoy. The last fundraiser we were at was hosted by Podiatrist Miami, FL and was a huge success. This was on the beach during the time of the South Beach Food & Wine festival so participants were already enjoying their day on the beach and could easily stumble upon the fundraiser and participate.

During the actual fundraiser, you should keep track of the cash and always make sure it is properly secured. You will never know exactly how much you can earn in a fundraiser. So, be sure that there are at least two or three people in charge of accounting and securing the money.

In closing, we have just looked at a couple of tips and guidelines that will help you to have a successful fundraiser in Miami for cancer. Once you keep the above tips in mind, I am certain that you’ll achieve your goal. Fundraisers can be for any worthy cause and you will be surprised how much your community is willing to participate. Starting a fundraiser could be the turning point in your area for more charity work to transpire. It could even turn into an annual fundraiser where you can make an impact every year!

Thank you for reading this article and please reach out if you have any questions, comments or concerns. We love hearing from those in our community wanting to contribute in an impactful way.